Simmering in Switzerland · Served across Europe
PINKsoup is cooked in Switzerland and blends your accounts, currencies and payments across Europe into a single, delicious balance. One IBAN, instant SEPA transfers, 30+ currencies — stirred with Swiss precision.
Work in progress. We are at the very beginning — the product is being built right now. Company registration in Zug, Switzerland underway.
Ingredients
Everything a modern European needs from a bank account — and nothing that belongs in a branch office.
A personal account number that works for salary, rent and subscriptions across the EU and Switzerland.
Send euros to any SEPA account in under ten seconds, around the clock — weekends and holidays included.
Hold and exchange at the mid-market rate. Travel, shop and get paid without the hidden FX seasoning.
A pink card in your pocket and in your wallet app. Freeze it, cap it, or make it single-use in one tap.
Automation
Recipes are simple rules that cook while you live your life. Set one in thirty seconds; it runs forever.
for an instant SEPA transfer to arrive, any day of the year.
flat FX fee above mid-market on weekdays. No tiers, no asterisks.
SEPA countries where your PINKsoup IBAN is at home — Switzerland included.
Soon
No metaphors here. This is what PINKsoup is building, in the order we intend to build it — written for people deciding whether to back us.
Personal and business accounts with one IBAN. Instant SEPA transfers, salary payments, standing orders, and simple invoicing for small companies. This is the core product and it launches first.
Money sitting in a PINKsoup account earns interest — accrued daily, paid monthly, no lock-ups and no minimums. Idle balances are the industry's quiet profit; we hand a fair share back to the customer.
Acceptance of all mainstream payment methods: cards, bank transfers, Apple Pay and Google Pay, QR payments. One checkout for merchants; every method for their customers.
Debit cards with negotiated discounts and cashback at partner merchants across Europe — groceries, fuel, travel. The card people reach for because it visibly saves them money.
Trust
The playful name sits on top of the boring, rigorous, watchmaker-grade plumbing European money deserves.
Customer money is held separately from our own, in safeguarding accounts at Swiss and European credit institutions.
Strong customer authentication on every sensitive action. Your data lives in Switzerland and the EU — and is never sold.
Every card payment is verified in-app. Lost card? Freeze it before your soup gets cold.
Real people, European time zones, answering in English, German, French and Italian.
PINKsoup is at the start of its journey — the product is unfinished and we say so openly. We are quietly gathering an early circle of people who understand European fintech and want to be in before it's obvious. If that's you, write to us and tell us why. We might just consider it.
retasinfo@gmail.com